Service overview
Investment finance is a licensed NBFC business involving financing activities within the licence's permitted scope.
A company certificate does not itself authorise a regulated business. Depending on the activity, SECP may require prior formation permission, incorporation, a separate operational licence, and continuing financial and fit-and-proper compliance.
Who is eligible for Investment Finance Services Licence?
Assess promoter eligibility, capital, qualified leadership, business activities, credit controls and the applicable NBFC rules.
Investment finance promoters need the prescribed corporate status, current capital, fit-and-proper key officers and realistic funding/credit policies. Product scope and collateral practices must fall inside SECP's permitted investment-finance activities.
Documents and information for Investment Finance Services Licence
Prepare the following information for investment finance services licence. The relevant regulator may require further forms or certified evidence, depending on the applicant and chosen procedure.
- Product and lending strategy
- Sponsor and management profiles
- Capital evidence
- Financial projections
- Credit and AML policies.
How can I obtain Investment Finance Services Licence in Pakistan?
- 01Prepare the investment finance licensing model
Describe finance products, credit assessment, funding, provisioning and applicable minimum capital for investment finance services.
- 02Obtain SECP permission to form an NBFC
Lodge the formation NOC application and sponsor fitness/capital particulars using the current investment finance/discounting checklist.
- 03Incorporate then apply for IFS authorisation
Form the prescribed public limited company and file the SECP investment finance licence application with policies and systems evidence.
- 04Commence only within licensed products
Meet prudential credit and provisioning requirements and maintain NBFC regulatory reporting.
Regulator resource: SECP IFS formation and licence path
After registration or approval
Meet applicable credit risk, prudential, provisioning, consumer and regulatory-reporting duties.
Governing law & official references
Non-Banking Finance Companies (Establishment and Regulation) Rules, 2003; NBFC and Notified Entities Regulations, 2008; and the licensing conditions applicable to that activity.
The links below lead to government or official regulatory sources relevant to this service. Use the currently consolidated Act, regulations, statutory checklist and official portal when making an application.
How Chambers can assist
Chambers can review the legal route, identify regulatory constraints, prepare or review the supporting corporate and legal documents, manage the prescribed submission and correspond with the competent authority where instructed. The scope of the engagement will be determined by the applicant’s particular circumstances.
For an initial enquiry, identify the proposed activity, applicant entity and current stage, and provide the available documents indicated above. Please avoid sending confidential or identity-sensitive records through an unencrypted first contact.
Common questions about Investment Finance Services Licence
Who is eligible for Investment Finance Services Licence in Pakistan?
Assess promoter eligibility, capital, qualified leadership, business activities, credit controls and the applicable NBFC rules.
What documents are needed for Investment Finance Services Licence?
Product and lending strategy; Sponsor and management profiles; Capital evidence; Financial projections. Additional requirements can apply to the actual business or regulator.
How can I obtain Investment Finance Services Licence in Pakistan?
Prepare the investment finance licensing model: Describe finance products, credit assessment, funding, provisioning and applicable minimum capital for investment finance services. Obtain SECP permission to form an NBFC: Lodge the formation NOC application and sponsor fitness/capital particulars using the current investment finance/discounting checklist. Incorporate then apply for IFS authorisation: Form the prescribed public limited company and file the SECP investment finance licence application with policies and systems evidence. Commence only within licensed products: Meet prudential credit and provisioning requirements and maintain NBFC regulatory reporting.
This guide is general information, not advice on your facts. Check the applicable law, notifications, updated regulator checklists and jurisdiction before acting. The authority alone determines eligibility, acceptance and approval; no outcome or processing period is guaranteed.