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FINANCE, TAX & FINANCIAL REGULATION

Banking & Finance

The financing agreement must reflect the transaction it funds. We consider drawdown conditions, repayment sources, security, guarantees and the consequences of an event of default together.

Banking & Finance — Ninety Two Chambers legal advisoryNINETY TWO CHAMBERS / CAPABILITIES

What the matter
actually requires.

The financing agreement must reflect the transaction it funds. We consider drawdown conditions, repayment sources, security, guarantees and the consequences of an event of default together.

For lenders and borrowers, we review enforceability, covenant design, intercreditor issues, negative pledges and the allocation of exposure among sponsors, operating entities and assets.

Financing advice is most useful when it identifies which protections are necessary and which restrictions could undermine the underlying business.

THE QUESTION WE HELP YOU ADDRESS
Does the security and covenant package protect the lending decision?
RECOGNISING THE ISSUE

When the position
needs counsel.

These are examples of the issues on which clients may need a clear legal position before taking the next step.

  1. 01A facility is being negotiated and guarantees, covenants or collateral terms will determine commercial flexibility.
  2. 02A lender wants its security and default provisions reviewed before disbursement.
  3. 03An existing financing arrangement is being restructured or disputed.
FOR THE INITIAL DISCUSSION

Bring the term sheet, draft facility and security documents, repayment model and existing charge record.

ENQUIRE ABOUT THIS MATTER ↗
WHERE WE CAN ASSIST

What the instruction
may involve.

Every engagement is scoped to its own circumstances. Relevant work may include:

01Facility agreements, guarantees and security documents↗
02Debt structuring, refinancing and credit support↗
03Lender and borrower due diligence↗
04Financing conditions, covenants and enforcement↗
05Financial-services and banking regulation↗
NINETY TWO CHAMBERS / LEGAL INSIGHTS

Analysis and
perspectives.

Developments, decisions and questions of law relevant to banking & finance.

NINETY TWO CHAMBERS / CASE LAW

Relevant judgments.

Selected court decisions with practical significance for banking & finance.

EXPLORE THE CASE LAW LIBRARY