Service overview
Registration of a security charge protects and records interests relating to specified company assets.
The underlying corporate action and the filing are separate steps. The requisite corporate resolution, register entry or transaction documentation must be legally effective, and notifications must use the current statutory form.
When does Registration of Charges and Mortgages apply?
Confirm the transaction creates a registrable charge, identify the secured obligation and observe statutory filing time limits.
A charge must arise over company property pursuant to an enforceable security instrument and be registrable under the Companies Act. Check asset title and the applicable filing deadline before creating security.
Documents and information for Registration of Charges and Mortgages
Prepare the following information for registration of charges and mortgages. The relevant regulator may require further forms or certified evidence, depending on the applicant and chosen procedure.
- Executed financing and security documents
- Description of charged assets
- Secured creditor and amount
- Board authority
- Current charge record.
What are the steps for Registration of Charges and Mortgages in Pakistan?
- 01Identify registrable security interest
Review loan and security instruments, charged property and whether section 100 applies.
- 02Execute security and board authorisation
Ensure the security instrument, lender and secured amount are effective and supported by relevant corporate power.
- 03File Form 10, Part II
Register mortgage, charge or pledge details with SECP using the current combined Form 10 (2025/2026).
- 04Confirm registration and monitor changes
Retain registrar evidence and prepare later Form 10 modification or satisfaction filings on occurrence.
Regulator resource: SECP Form 10 — Part II charge registration
After registration or approval
Update charge modifications and discharge records; ensure the company and lender's security documentation stays aligned.
Governing law & official references
Companies Act, 2017 and Companies Regulations, 2024, including currently prescribed notices, returns and applicable approvals.
The links below lead to government or official regulatory sources relevant to this service. Use the currently consolidated Act, regulations, statutory checklist and official portal when making an application.
How Chambers can assist
Chambers can review the legal route, identify regulatory constraints, prepare or review the supporting corporate and legal documents, manage the prescribed submission and correspond with the competent authority where instructed. The scope of the engagement will be determined by the applicant’s particular circumstances.
For an initial enquiry, identify the proposed activity, applicant entity and current stage, and provide the available documents indicated above. Please avoid sending confidential or identity-sensitive records through an unencrypted first contact.
Common questions about Registration of Charges and Mortgages
Who is eligible for Registration of Charges and Mortgages in Pakistan?
Confirm the transaction creates a registrable charge, identify the secured obligation and observe statutory filing time limits.
What documents are needed for Registration of Charges and Mortgages?
Executed financing and security documents; Description of charged assets; Secured creditor and amount; Board authority. Additional requirements can apply to the actual business or regulator.
What are the steps for Registration of Charges and Mortgages in Pakistan?
Identify registrable security interest: Review loan and security instruments, charged property and whether section 100 applies. Execute security and board authorisation: Ensure the security instrument, lender and secured amount are effective and supported by relevant corporate power. File Form 10, Part II: Register mortgage, charge or pledge details with SECP using the current combined Form 10 (2025/2026). Confirm registration and monitor changes: Retain registrar evidence and prepare later Form 10 modification or satisfaction filings on occurrence.
This guide is general information, not advice on your facts. Check the applicable law, notifications, updated regulator checklists and jurisdiction before acting. The authority alone determines eligibility, acceptance and approval; no outcome or processing period is guaranteed.