Service overview
An insurance surveyor is a specialist professional engaged in assessment and reporting of insured losses.
A company certificate does not itself authorise a regulated business. Depending on the activity, SECP may require prior formation permission, incorporation, a separate operational licence, and continuing financial and fit-and-proper compliance.
Who is eligible for Insurance Surveyor Licensing?
The proposed surveyor must meet line-specific education, experience and integrity criteria.
Surveying-company and authorised-officer requirements differ; qualifications, surveying class and independence must correspond to the line of insurance to be assessed. A registered insurer or ordinary loss adjuster is not automatically approved.
Documents and information for Insurance Surveyor Licensing
Prepare the following information for insurance surveyor licensing. The relevant regulator may require further forms or certified evidence, depending on the applicant and chosen procedure.
- Professional qualifications
- Experience evidence
- Category specialism
- Identity and entity particulars
- Sample reporting practices.
How can I obtain Insurance Surveyor Licensing in Pakistan? — step-by-step guide
- 01Identify the appropriate application route and eligibility
First determine whether the proposed applicant and activity fall within this procedure. The proposed surveyor must meet line-specific education, experience and integrity criteria. Review the separate conditions and exclusions in the eligibility section before submitting any form or payment.
- 02Prepare the application documents and evidence
Start with the particulars listed for this service: Professional qualifications; Experience evidence; Category specialism; Identity and entity particulars; Sample reporting practices.. Ensure the names, applicant identity and documents are consistent. The authority may require further supporting material under its current checklist.
- 03Check the current regulator instructions before filing
Refer to the regulator resource identified on this page (SECP insurance surveyor Rule 19 application ↗). Reconfirm the currently prescribed forms, online or physical submission method, supporting evidence, fee and any current amendments. Do not assume that historic processing times or fees remain applicable.
- 04Identify the insurance surveying classes sought
SECP distinguishes surveying companies and authorised surveying officers, across specified insurance classes.
- 05Establish the eligible surveying company and professionals
Collect incorporation, charter, director identities, CEO qualifications, authorised officers and required professional indemnity/capital evidence.
- 06Submit Insurance Rules 2002 rule 19 application
Apply to SECP with the declaration, prescribed evidence and insurance surveying class particulars.
- 07Renew and uphold professional independence
Maintain licensed officer/class status and indemnity coverage.
- 08Keep the approval record and track ongoing obligations
After the authority has made its decision, retain the acknowledgement, correspondence, evidence of approval and any conditions attached to it. Maintain qualifications, impartiality, records and renewal or continuing professional duties. Check whether separate approvals, renewals or reporting duties apply to the actual business.
Use the current regulator checklist to confirm that every listed item is still required and that any activity-specific conditions have been met. The items below are drawn from the document requirements identified on this page, not a representation that the checklist is exhaustive.
- Professional qualifications
- Experience evidence
- Category specialism
- Identity and entity particulars
- Sample reporting practices.
Before signing or paying, reconcile the particulars across Professional qualifications and Experience evidence; check the applicant and business classification, identify the person authorised to submit, and retain a copy of the final application and official correspondence. Official instructions control if the portal or law has changed.
Regulator resource: SECP insurance surveyor Rule 19 application
After registration or approval
Maintain qualifications, impartiality, records and renewal or continuing professional duties.
Insurance surveyor company and authorised surveying officer are separate permissions
Primary-source research note. The following procedural analysis is based on the identified government or regulator sources. Confirm enacted amendments, applicable forms, fees and filing requirements on the date of submission. A consultation draft is not operative law merely because it has been published. This note does not represent final legal-editor certification of the entire guide.
Two distinct regulatory statuses
SECP's insurance surveyor licensing page explains that section 112 of the Insurance Ordinance, 2000 concerns licensed surveyor companies and individual Authorised Surveying Officers. A property engineer, adjuster or consultant should not assume the general ability to inspect losses constitutes the relevant regulatory licence.
Permitted surveying classes
SECP lists separate classes including fire and property, transport, motor third party, liability, health, agriculture and other businesses. The company should identify classes it seeks and qualified individuals it will deploy, and verify any exceptions or class-specific requirements.
Corporate documentary file
The licensing guidance includes incorporation, constitutional documents, capital verification, professional indemnity, personnel and CEO education particulars, declarations and regulatory fee evidence. The webpage refers in places to older insurance rules; match the requirements with current Insurance Rules, 2017 and subsequent amendments before filing.
Ongoing controls
Preserve company and ASO authorisations, loss-assessment working papers, independence/conflicts records, professional indemnity coverage and licence renewal requirements. Consider separate permission if expanding into another surveying class.
Official legal and regulatory sources
Governing law & official references
Insurance Ordinance, 2000, applicable insurance intermediary/insurance company regulations and Takaful rules where relevant.
The links below lead to government or official regulatory sources relevant to this service. Use the currently consolidated Act, regulations, statutory checklist and official portal when making an application.
How Chambers can assist
Chambers can review the legal route, identify regulatory constraints, prepare or review the supporting corporate and legal documents, manage the prescribed submission and correspond with the competent authority where instructed. The scope of the engagement will be determined by the applicant’s particular circumstances.
For an initial enquiry, identify the proposed activity, applicant entity and current stage, and provide the available documents indicated above. Please avoid sending confidential or identity-sensitive records through an unencrypted first contact.
Common questions about Insurance Surveyor Licensing
Who is eligible for Insurance Surveyor Licensing in Pakistan?
The proposed surveyor must meet line-specific education, experience and integrity criteria.
What documents are needed for Insurance Surveyor Licensing?
Professional qualifications; Experience evidence; Category specialism; Identity and entity particulars. Additional requirements can apply to the actual business or regulator.
How can I obtain Insurance Surveyor Licensing in Pakistan?
Identify the insurance surveying classes sought: SECP distinguishes surveying companies and authorised surveying officers, across specified insurance classes. Establish the eligible surveying company and professionals: Collect incorporation, charter, director identities, CEO qualifications, authorised officers and required professional indemnity/capital evidence. Submit Insurance Rules 2002 rule 19 application: Apply to SECP with the declaration, prescribed evidence and insurance surveying class particulars. Renew and uphold professional independence: Maintain licensed officer/class status and indemnity coverage.
This guide is general information, not advice on your facts. Check the applicable law, notifications, updated regulator checklists and jurisdiction before acting. The authority alone determines eligibility, acceptance and approval; no outcome or processing period is guaranteed.