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FINANCE, TAX & FINANCIAL REGULATION

Insurance, Takaful & Risk Allocation

Coverage disputes begin with the wording of the policy and the circumstances of the loss. We consider both before positions harden.

Insurance, Takaful & Risk Allocation — Ninety Two Chambers legal advisoryNINETY TWO CHAMBERS / CAPABILITIES

What the matter
actually requires.

Coverage disputes begin with the wording of the policy and the circumstances of the loss. We consider both before positions harden.

We advise on insurance and takaful contracts, regulatory duties, disclosure, exclusions, claims handling and disputes where payment turns on policy conditions.

For businesses, insurance is also a component of contractual risk allocation. We examine whether the intended coverage aligns with the liabilities being assumed.

THE QUESTION WE HELP YOU ADDRESS
Does the policy respond to the actual loss and contractual exposure?
RECOGNISING THE ISSUE

When the position
needs counsel.

These are examples of the issues on which clients may need a clear legal position before taking the next step.

  1. 01An insurer has declined a claim or relied on an exclusion or disclosure issue.
  2. 02A commercial contract requires insurance whose scope may not cover the allocated liability.
  3. 03An insurance or takaful business has licensing, contract or regulatory questions.
FOR THE INITIAL DISCUSSION

Bring the policy, schedule, endorsements, claim materials and correspondence.

ENQUIRE ABOUT THIS MATTER ↗
WHERE WE CAN ASSIST

What the instruction
may involve.

Every engagement is scoped to its own circumstances. Relevant work may include:

01Insurance and takaful regulatory requirements↗
02Policy and coverage review↗
03Claims, exclusions and disputes↗
04Commercial risk-allocation mechanisms↗
05Insurance-linked contractual arrangements↗
NINETY TWO CHAMBERS / LEGAL INSIGHTS

Analysis and
perspectives.

Developments, decisions and questions of law relevant to insurance, takaful & risk allocation.

INSURANCE, TAKAFUL & RISK ALLOCATIONINSIGHTS IN THIS PRACTICE